I finally found a house. So, EXCITED!
The process took awhile to get everything finished. Because of a dispute on what I wanted the buyer to take care of before I moved in and what they actually wanted to handle. Of course, it was a house being sold because a parent(s) had passed away and it was being sold because the children didn't want it. So, the house had eight sellers.
My biggest tip for first-time home-buyers, check out what your state has for you. My contributing final closing cost was $15 because I took advantage of the first-time home-buyers program and as long as I stay in the house for 10 years, I don't have to worry about paying back the closing cost.
Second tip, get the inspection. If not for the factor of having knowing what you want the buyer to take care, but so you know what needs to be looked at for replacements. When you buy a used car, you like to take it to your mechanic, maybe kick the tires. Well, a house is a bigger investment and needs to be checked under the hood just as thoroughly. The house I got, I was able to find out that the siding is okay, but will need to be replaced soon. So, when winter came, I knew that my heating may be a little higher. The inspection will notice things you may forget to keep an eye out for when you look at the house. For me, they suggested places to put insulation that may help with cold spots in the winter. (Which is part of the tip, be there when they give the inspection to help notice things and listen to tips they give. If they say they don't want you there, don't hire them to inspect your house.)
Third tip, be aware of the city laws. One gets so worked up in looking for a house and school districts and neighborhoods, that you forget to find out about local animal laws, garbage rules, and costs of utilities (or what utilities are used). Cities are now getting more controlling about how many Fido's and Fluffy's you are allowed in your home. You may see your neighbor break the law, but you have to decide if you want to be the same way or not.
Enjoy the thrill of the hunt, but remember there is defeat in hunting. In the words of Dory from Finding Nemo "Just keep swimming."
